:root{--navy:#071a33;--blue:#1b74e8;--blue2:#2f8cff;--ink:#101828;--muted:#667085;--line:#e4e7ec;--soft:#f6f8fb;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff}
button,input,select{font:inherit}button{cursor:pointer}a{text-decoration:none;color:inherit}
.topbar{height:78px;display:flex;align-items:center;gap:30px;padding:0 5vw;border-bottom:1px solid var(--line);position:sticky;top:0;background:rgba(255,255,255,.95);backdrop-filter:blur(10px);z-index:30}
.brand img{height:52px;display:block}.topbar nav{display:flex;gap:24px;margin-left:auto;font-size:14px;font-weight:700}.navbtn{border:0;background:var(--navy);color:#fff;border-radius:999px;padding:12px 18px;font-weight:800}
.hero{min-height:620px;padding:78px 7vw;display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center;background:linear-gradient(135deg,#fbfdff,#edf5ff 60%,#fff)}
.eyebrow{color:var(--blue);font-size:12px;letter-spacing:.16em;font-weight:900;text-transform:uppercase}.hero h1{font-size:clamp(52px,7vw,88px);line-height:.96;letter-spacing:-.05em;margin:18px 0}
.hero-copy>p{font-size:20px;line-height:1.65;color:#475467;max-width:700px}.hero-actions{display:flex;gap:16px;align-items:center;margin-top:28px}
.primary{border:0;color:white;background:linear-gradient(135deg,var(--blue),var(--blue2));font-weight:850;padding:15px 22px;border-radius:14px;box-shadow:0 10px 30px rgba(27,116,232,.22)}
.secondary{border:1px solid #cfd4dc;background:#fff;color:#344054;font-weight:800;padding:13px 20px;border-radius:14px}.ghost-link{font-weight:800;color:var(--navy)}.fineprint{font-size:12px!important;color:var(--muted)!important;margin-top:18px}
.hero-card{background:#fff;border:1px solid #edf0f5;padding:30px;border-radius:28px;box-shadow:0 25px 80px rgba(16,24,40,.12)}.hero-card h2{font-size:30px;margin:14px 0 22px}.hero-badge{display:inline-block;padding:6px 9px;border-radius:999px;background:#eaf2ff;color:var(--blue);font-size:11px;font-weight:900}
.mini-steps{display:grid;gap:8px;margin-bottom:20px}.mini-steps div{display:flex;align-items:center;gap:12px;padding:10px 0;border-bottom:1px solid #f0f2f5}.mini-steps b{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#eef4ff;color:var(--blue);font-size:12px}.full{width:100%;margin-top:12px}
.section{padding:88px 7vw}.section-head{max-width:760px;margin-bottom:36px}.section h2,.contact h2,.results-head h2{font-size:clamp(36px,4vw,54px);letter-spacing:-.035em;margin:10px 0}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.cards article{border:1px solid var(--line);border-radius:20px;padding:25px;min-height:210px}.cards span{color:var(--blue);font-size:12px;font-weight:900;letter-spacing:.12em}.cards h3{font-size:22px;margin:24px 0 8px}.cards p{color:var(--muted);line-height:1.6}
.quote-shell{display:grid;grid-template-columns:320px minmax(0,1fr);max-width:1280px;margin:30px auto 90px;border:1px solid var(--line);border-radius:28px;overflow:hidden;box-shadow:0 18px 60px rgba(16,24,40,.08)}
.quote-sidebar{background:var(--navy);color:#fff;padding:34px 30px}.quote-sidebar .eyebrow{color:#8bbcff}.quote-sidebar h2{font-size:32px;margin:14px 0 8px}.quote-sidebar p{color:#cbd5e1;line-height:1.6}
.progress-wrap{height:6px;background:rgba(255,255,255,.12);border-radius:999px;margin:26px 0;overflow:hidden}.progress-wrap div{height:100%;width:16.66%;background:linear-gradient(90deg,#48a2ff,#73c2ff);transition:.25s}
.side-steps{list-style:none;padding:0;margin:0}.side-steps li{padding:13px 0 13px 28px;position:relative;color:#94a3b8;font-weight:700}.side-steps li:before{content:"";width:10px;height:10px;border-radius:50%;background:#40546d;position:absolute;left:0;top:19px}.side-steps li.active{color:#fff}.side-steps li.active:before{background:#55adff;box-shadow:0 0 0 5px rgba(85,173,255,.15)}.text-btn{margin-top:24px;background:none;border:0;color:#a8cfff;padding:0;font-weight:800}
.quote-panel{padding:42px;background:#fff}.step{display:none}.step.active{display:block}.step-head{margin-bottom:30px}.step-no{font-size:12px;font-weight:900;color:var(--blue);text-transform:uppercase;letter-spacing:.12em}.step-head h2{font-size:36px;letter-spacing:-.03em;margin:10px 0}.step-head p{color:var(--muted);margin:0}
.field{margin-bottom:20px}.field label{display:block;font-size:13px;font-weight:850;margin-bottom:8px}.field input,.field select,.account-card input{width:100%;height:54px;border:1px solid #cfd4dc;border-radius:13px;padding:0 14px;background:#fff;color:var(--ink);outline:none}.field input:focus,.field select:focus,.account-card input:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(27,116,232,.10)}.field small{display:block;color:var(--muted);margin-top:6px;line-height:1.4}
.split{display:grid;grid-template-columns:1fr 1fr;gap:16px}.split.three{grid-template-columns:repeat(3,1fr)}.lookup-row{display:flex;gap:12px;align-items:flex-end}.grow{flex:1}.lookup-btn{margin-bottom:20px;height:54px;white-space:nowrap}.lookup-status{border:1px solid #bfd5f5;background:#f1f7ff;color:#174f91;padding:13px 15px;border-radius:13px;margin:-4px 0 20px;line-height:1.5;font-size:13px}.lookup-status.error{border-color:#f1c0c0;background:#fff4f4;color:#9a2424}.lookup-status.success{border-color:#b8dec8;background:#f2fbf5;color:#19633a}
.choice-row,.choice-grid{display:flex;gap:10px;flex-wrap:wrap}.choice-grid{display:grid;grid-template-columns:repeat(3,1fr)}.choice{position:relative}.choice input{position:absolute;opacity:0;pointer-events:none}.choice span{display:block;border:1px solid #cfd4dc;border-radius:13px;padding:13px 16px;min-width:110px;font-weight:800;background:#fff}.choice.big span{min-height:96px}.choice.big small{display:block;margin-top:7px;color:var(--muted);font-weight:500}.choice input:checked+span{border-color:var(--blue);background:#eef5ff;color:#0f4c9a;box-shadow:0 0 0 2px rgba(27,116,232,.07)}
.form-actions{display:flex;justify-content:space-between;gap:12px;border-top:1px solid var(--line);padding-top:24px;margin-top:30px}.review-box{border:1px solid var(--line);border-radius:18px;overflow:hidden}.review-row{display:grid;grid-template-columns:190px 1fr;gap:18px;padding:14px 16px;border-bottom:1px solid #eef0f3}.review-row:last-child{border-bottom:0}.review-row span{color:var(--muted);font-size:13px}.review-row strong{font-size:14px}.checkline{display:flex;gap:10px;align-items:flex-start;margin:22px 0;font-weight:700}.notice{background:#fff7e8;border:1px solid #f6d99a;color:#7a4b00;border-radius:14px;padding:14px;line-height:1.5;font-size:13px}
.results-section{padding:80px 7vw;background:#f8fafc}.hidden{display:none!important}.results-head{display:flex;justify-content:space-between;gap:20px;align-items:flex-end}.results-head p{color:var(--muted)}.results-toolbar{margin:28px 0 18px;padding:16px 18px;background:#fff;border:1px solid var(--line);border-radius:16px;display:flex;justify-content:space-between;align-items:center}.results-toolbar div{display:flex;flex-direction:column}.results-toolbar span{font-size:12px;color:var(--muted)}.results-toolbar select{height:42px;border:1px solid #cfd4dc;border-radius:10px;padding:0 10px}.results-list{display:grid;gap:14px}.result-card{display:grid;grid-template-columns:1fr 180px 140px;gap:20px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px}.result-card h3{margin:8px 0 6px}.result-card p{margin:0;color:var(--muted)}.demo-tag{display:inline-block;background:#eaf2ff;color:var(--blue);font-size:11px;font-weight:900;border-radius:999px;padding:5px 8px}.price{text-align:right}.price strong{display:block;font-size:28px}.price span{display:block;color:var(--muted);font-size:11px}.result-card button{border:0;background:var(--navy);color:#fff;padding:13px 14px;border-radius:12px;font-weight:850}
.alt{background:var(--navy);color:#fff;display:grid;grid-template-columns:1.2fr .8fr;gap:70px;align-items:center}.alt p{color:#cbd5e1;line-height:1.7;font-size:18px}.account-card{background:#fff;color:var(--ink);padding:26px;border-radius:20px}.account-card h3{margin-top:0}.account-card small{display:block;color:var(--muted);margin-top:10px}
.contact{margin:70px 7vw;padding:45px;border-radius:28px;background:linear-gradient(135deg,#eaf3ff,#fbfdff);display:flex;justify-content:space-between;gap:30px;align-items:center}
footer{padding:35px 7vw 50px;border-top:1px solid var(--line);display:grid;grid-template-columns:1fr auto;gap:18px}footer>div:first-child{display:flex;flex-direction:column}footer span{color:var(--muted);font-size:13px}.footer-links{display:flex;gap:18px;font-size:13px}.legal{grid-column:1/-1;max-width:980px;font-size:11px;line-height:1.5;color:var(--muted)}
.toast{position:fixed;right:20px;bottom:20px;background:#101828;color:#fff;padding:13px 16px;border-radius:12px;opacity:0;transform:translateY(10px);pointer-events:none;transition:.2s;z-index:80;font-size:13px}.toast.show{opacity:1;transform:none}.invalid{border-color:#f04438!important;box-shadow:0 0 0 4px rgba(240,68,56,.08)!important}
.setup{max-width:900px;margin:auto}.setup code{background:#f3f4f6;padding:2px 6px;border-radius:6px}.setup pre{background:#071a33;color:#e8f0ff;padding:18px;border-radius:14px;overflow:auto}
@media (max-width:980px){.topbar nav{display:none}.hero{grid-template-columns:1fr;padding:55px 22px}.quote-shell{grid-template-columns:1fr;margin:20px}.quote-sidebar{padding:24px}.side-steps{display:none}.quote-panel{padding:28px 22px}.cards{grid-template-columns:1fr 1fr}.alt{grid-template-columns:1fr;gap:30px}.result-card{grid-template-columns:1fr}.price{text-align:left}.results-head{align-items:flex-start;flex-direction:column}}
@media (max-width:620px){.topbar{padding:0 16px}.brand img{height:46px}.navbtn{padding:10px 13px}.hero h1{font-size:54px}.hero-copy>p{font-size:17px}.hero-actions{align-items:flex-start;flex-direction:column}.section{padding:64px 20px}.cards{grid-template-columns:1fr}.quote-shell{margin:16px 12px 60px}.quote-panel{padding:24px 16px}.split,.split.three,.choice-grid{grid-template-columns:1fr}.lookup-row{display:block}.lookup-btn{width:100%;margin-top:-8px}.step-head h2{font-size:31px}.review-row{grid-template-columns:1fr;gap:4px}.results-section{padding:60px 18px}.results-toolbar{align-items:flex-start;gap:12px;flex-direction:column}.contact{margin:50px 18px;padding:30px;align-items:flex-start;flex-direction:column}footer{padding:30px 20px;grid-template-columns:1fr}.footer-links{flex-wrap:wrap}}